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Claims and underwriting, run for you · P&C and life insurance

We run your claims and underwriting function. Claims decided in minutes.

Antino builds a claims brain: your products, rules, and decision logic as an executable graph. We operate underwriting and claims on top of it. Machines handle the clean path. Every exception lands on a person who owns the call.

Outcome: claims decided in minutes, leakage down.Proof: Go Digit

The problem

Your loss ratio is decided by a queue you can't see into.

Underwriting rules live in a binder and three veterans' heads. Claims pile up while adjusters chase photos and documents. Leakage and turnaround both creep, and you can't tell which decisions were consistent and which were a Friday-afternoon judgment call. Your team scales linearly with volume, until it can't.

How we’d run it

53s

How we'd run it. A 53 second film

The whole function, stage by stage

9 stages · 79s

This is the anatomy of a claims function on the brain: nine stages from first notice to write-back. Every stage below is a chapter. Jump straight to the one you care about.

The whole function, stage by stage. A 79 second film

What actually changes

The same function, before and after the brain.

MetricBeforeOn the brain
Routine claim cycle6–9 days, 5 handoffsMinutes, zero handoffs
Decision consistencyDepends who picks it upSame rule, same outcome, always
Audit trailReconstructed when askedWritten at decision time, 100%
Volume responseHire ahead of every spikeThe brain absorbs it; people judge

The outcome

(001)

24/7
Settlement runs after the team goes home

(002)

Hours
Cycle time, not days

(003)

100%
Decisions with an audit trail

(004)

Down
Leakage on the routine path

Outcome figures trace to the named proof engagement above.

Live reference · Go Digit

Digital-first insurance operations built and run with Antino.

Run a function

Stop renting hours. Start running functions.

Pick the function you want off your plate. We map the brain and name the outcome before you commit.