Other · Ewa Flutter Mobile
Jify
Flutter mobile app for Earned Wage Access / salary-on-demand with companion PWA for employee onboarding, employer-facing.
The brief
Stabilize and extend an existing Flutter EWA app (initially scoped as a 3-month engagement) by removing technical debt, fixing critical navigation/KYC bugs, and delivering new features including a non-DAS PL widget, deeplink attribution, and a PWA onboarding flow — with scope expanding significantly to include a full KMP migration and multi-product employer dashboard suite.
What we built
A full-stack Earned Wage Access (EWA) and Personal Loan fintech platform consisting of:
- a Flutter mobile app serving employees with EWA disbursement, PL widget, KYC flows (Digio, CKYC, HyperVerge selfie), gold features, deeplink attribution, and payment gateways (Razorpay, Cashfree, EaseBuzz)
- a React PWA for web-based employee onboarding with Google SSO, dynamic API-driven forms, and consent management
- employer-facing React dashboards for payroll management, collections/settlement, audit trail, and agency CRM
- a Kotlin Multiplatform (KMP) migration of credit and EWA modules into a Pothos design-system-aligned SDK being absorbed into MoneyView's SimpleLoan platform; and
- a third-party Melooha wellness app SDK integration. The project evolved from stabilization of a legacy Flutter codebase to a full platform rebuild targeting absorption into a larger NBFC partner (MoneyView).
Production Android and iOS EWA app with full KYC, PL widget with WebView, AppsFlyer attribution, and Melooha SDK live on app stores; PWA employee onboarding deployed to Netlify in production; employer payroll and collections dashboards live; Teamlease, Swiggy, Quess, and Pharmeasy employer-specific integrations deployed; agency portal in QA/staging; KMP EWA phase 1 in active dev testing with backend.
Delivery timeline
How it was built, phase by phase.
8 workstreams across 54 weeks of operated delivery.
- stabilizeWeek 1–6 (Nov 2024 – Dec 2024)
Flutter App Stabilization & Technical Debt Reduction
Systematic removal of unused assets, dependencies, widgets, routes, and fonts; WillPopScope→PopScope migration; linter fixes; CI/CD pipeline fixes; font scaling UI bugs.
Clean, lint-compliant codebase with removed dead code; CI pipeline restored; builds reliably distributed to QA
FlutterCodemagicSentryProofHub - buildWeek 4–54 (Nov 2024 – Nov 2025)
EWA (Earned Wage Access) Core Flow – Flutter
End-to-end EWA product flow including salary card, HR approval widget, permission screens, navigation guards, back-navigation hardening, KYC integration, deeplink handling.
EWA disbursal achieved for test users; full flow from salary verification through KYC to disbursement built and QA-tested
FlutterCodemagicSentryCleverTapMixpanelBranch.io - integrateWeek 6–24 (Dec 2024 – Apr 2025)
Personal Loan (PL) Widget & WebView Integration
Non-DAS and DAS PL widget development: borrow now button, request amount screen, repayment screen, KFS PDF preview, PL banner, view-breakup bottomsheet, PL WebView screen with permission gate.
PL widget live in production with email verification gate; KFS PDF preview functional on both platforms
FlutterWebViewCodemagicSentryMixpanel - integrateWeek 9–54 (Jan 2025 – Nov 2025)
Multi-Platform Analytics & Event Instrumentation
Comprehensive analytics layer across Flutter app and PWA: Mixpanel identity, CleverTap user creation and push, AppsFlyer events, Firebase Analytics, custom events for EWA/PL/onboarding/gold flows.
Full-funnel event coverage across onboarding, EWA, PL, and gold flows on both mobile app and PWA
MixpanelCleverTapAppsFlyerFirebase AnalyticsSentryChuck Interceptor - integrateWeek 11–30 (Jan 2025 – Jun 2025)
DeepLink & Attribution Infrastructure (Branch.io + AppsFlyer)
End-to-end deeplink implementation using Branch.io and AppsFlyer: deferred deep links, terminated/background state handling on Android and iOS, ATT consent, app-open attribution.
Deeplinks functional across Android and iOS in foreground, background, and terminated states; AppsFlyer attribution events visible in dashboard
AppsFlyer SDKBranch.ioFlutterCleverTapMixpanel - buildWeek 13–54 (Feb 2025 – Nov 2025)
KMP (Kotlin Multiplatform) Migration – Credit & EWA Modules
Migration of Flutter credit and EWA modules to Kotlin Multiplatform (KMP/Pothos), including credit repository, controller, request amount screen, repayment screen, credit confirmation, KFS screen, upload payslip.
Credit and EWA modules progressively migrated into KMP SimpleLoan repo; Pothos design token abstraction completed
KotlinKMPPothos Design SystemJetpack ComposeCoroutinesKoin - buildWeek 13–28 (Jan 2025 – May 2025)
PWA (Progressive Web App) Onboarding Flow
Web-based employee onboarding PWA: Google SSO OAuth, OTP screens, company search/autocomplete, employee ID screen, dynamic form generation from API, PAN screen, address confirmation.
PWA onboarding deployed to production; Google SSO + OTP + company + PAN + consent flow live
ReactReduxMixpanelCleverTapGCP OAuthNetlify - buildWeek 13–54 (Jan 2025 – Nov 2025)
HR/Employer Dashboard & Payroll Management (Web)
Employer-facing web dashboard: 12/50-month payroll date management, payroll CRUD with DynamoDB, company onboarding form, DAS field management, consent mapping per company (VFS, Philips, Pharmeasy, Quess.
Employer dashboard live with payroll management, company audit trail, and agency portal for collections
ReactTypeScriptAWS DynamoDBAWS S3MixpanelNetlify
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